Should I put my emergency fund in Pag-IBIG MP2?

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Should I put my emergency fund in Pag-IBIG MP2? The quick answer is no. That’s because your money is locked for 5 years in the Modified Pag-IBIG Fund 2 investment, so it’s not a good place to put your emergency fund. More details on the video below.

Is it okay to invest in Pag-IBIG MP2?

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Pag-IBIG MP2 or the Modified Pag-IBIG 2 is a good investment, but your financial goals should be aligned with the terms, risks, and expectations of the investment. What exactly does this mean? More details in the video below.

What is the main consideration when starting a business?

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What is the main consideration when starting a business? What are the things you should think about if you want to start your own business? Entrepreneurs are problem solvers. So, your business should provide value, and that’s your first consideration. What problem are you solving, and what value are you bringing to the people who […]

How to prepare for a global recession?

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What should you do to prepare for a global recession happens? Personally, I believe it is to focus on your cashflow, particularly your income. You should really work on building multiple sources of income. Establish both active and passive income. Do some freelancing gig apart from your employment income. See if you can start a […]

What’s the most important rule of investing?

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The most important rule of investing is setting goal, because a financial goal will dictate where you should invest. And it will also be your source of financial discipline. More details in the video below.

Which companies are good to buy in the Philippine stock market?

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Do you want to invest in the stock market? What companies should you buy? It’s hard to answer this question if you don’t have a strategy. Particularly, you need to decide if you’re going to be a stock trader or a stock investor. Because good companies to buy in the Philippine stock market depends on […]

What types of investments compound like time deposits?

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Anong investments ang nag-co-compound na katulad ng time deposit? The truth is, a lot of paper assets like mutual funds and stocks don’t really compound, but if they did, the compounding rate would be higher than time deposits. When you see illustrations where these investments compound, they are using the concept of the compounded annual […]