Add or Top Up Mutual Funds?

March 12, 2012 | By Fitz | Filed in: Investing, Personal Finance.


Meron akong FAMI Equity and Balanced funds… 

1. Recommended pa ba mag Fixed Income (for diversity sana)?
2. Mag invest naman ako sa Equity ng PEMI (PhilEquity) for diversification purposes? 
3. Just add more money in my FAMI Equity and Balanced funds?

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2 Responses to “Add or Top Up Mutual Funds?”

  1. Fitz says:

    I suggest looking into how your investments are spread out. I’ve written a basic way of creating a portfolio here.

    In any case, if the fund has performed well and satisfactory for you in the past, and its outlook report is optimistic, then I’d top up.

    However, if outlook seems conservative or cautious, then you can consider adding a new one, in my opinion.

  2. Anthony says:

    How old you are can also affect how you invest. At 23, i invest in equity. For my parents, in their 50s, they invested in balanced funds. I opted to diversify by investing in 2 companies both equity. How i invest my money will change as i get older also. So i’m only focusing on growing my MF fund and sticking to blue chips for stocks.

    Sir Fitz has a great portfolio, and if you want, you can look into dave ramsey’s TMMO also.


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