Posts under Personal Finance

Anong Dapat Unahin? Emergency Fund or Life Insurance

Posted August 11, 2020 under Personal Finance | No Comments

Ano ba dapat ang inuuna? Should you build an emergency fund first? Or buy life insurance first? When it comes to our financial needs, both are important. But which one would we most likely need more often? And the answer is an emergency fund. It’s important to have an emergency fund first because it solves […]

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Should I put my emergency fund in Pag-IBIG MP2?

Posted May 22, 2020 under Investing, Personal Finance | 1 Comment

Should I put my emergency fund in Pag-IBIG MP2? The quick answer is no. That’s because your money is locked for 5 years in the Modified Pag-IBIG Fund 2 investment, so it’s not a good place to put your emergency fund. More details on the video below.

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How to prepare for a global recession?

Posted May 13, 2020 under Personal Finance | No Comments

What should you do to prepare for a global recession happens? Personally, I believe it is to focus on your cashflow, particularly your income. You should really work on building multiple sources of income. Establish both active and passive income. Do some freelancing gig apart from your employment income. See if you can start a […]

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What’s the most important rule of investing?

Posted May 13, 2020 under Investing, Personal Finance | No Comments

The most important rule of investing is setting goal, because a financial goal will dictate where you should invest. And it will also be your source of financial discipline. More details in the video below.

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How can I earn lots of money?

Posted January 9, 2019 under Personal Finance | No Comments

Many people are asking how can they earn lots of money. Some are looking for ways to make money fast today. Most want to make money online and are looking for free ideas, especially those that don’t need a big capital or investment. Here’s my quick personal opinion. Answer: We all want to earn lots […]

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How do I become rich? Seriously.

Posted December 12, 2018 under Personal Finance | No Comments

How do you become rich? Is there a general strategy that you can do to become rich? Answer: Money is a game to be played. There are a few rules that the rich operate with that the poor simply do not. It does not take too long to become rich if you operate with the […]

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Are rich people frugal?

Posted June 11, 2016 under Personal Finance | No Comments

Is it true that most rich people are frugal? If so, then does that mean one needs to be frugal to become wealthy? I guess my question, if you put it in another way is that what’s the reason why rich people are good at scrimping? Answer: How do you think they got so wealthy? […]

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