Posts under Personal Finance

How can I save more money?

Posted May 22, 2016 under Personal Finance | No Comments

I want to save more money. I’m already doing the pay yourself first strategy, and trying to spend less eating out and bringing meals to work that I cooked at home. But I’m looking for more ways. Answer: First, don’t look at it as deprivation. Instead, look for all the amazing things you can do […]

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Buy a brand new car or second-hand car? Which is better?

Posted May 15, 2016 under Personal Finance | No Comments

On buying a car, they say that you’ll lose money on depreciation when you buy a brand-new car while others say maintenance for a second-hand unit is more expensive. All things being equal, should I buy a brand-new car or a second-hand one? Answer: At first glance, it will seem that buying a pre-owned unit […]

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How do the super rich handle their finances?

Posted May 12, 2016 under Banking, Personal Finance | No Comments

I’m talking about those people on the Forbes list among others. So let’s say Bill Gates — does he have a bank account that shows millions of dollars as its balance? So what’s the reality? Answer: First, the extremely wealthy will always have businesses, real estate, jewelry, art, investments, etc. which makes up the bulk […]

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What is the best insurance company in the Philippines?

Posted September 6, 2015 under Personal Finance | 1 Comment

I am planning to get one. Please help me in choosing the best. Thanks in advance. Answer: Any company that’s consistently among the top 10 of the Insurance Commission is good. More than the company, what’s really important is choosing the right insurance agent. Make sure that your agent practices great customer service. Easy to […]

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Is GENERALI PHILIPPINES a good insurance company to get an insurance?

Posted March 1, 2014 under Personal Finance | 2 Comments

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Is my SSS contribution enough as protection or do i still need to get an insurance?If yes, what’s the best for me? Im just earning 12k/month

Posted March 1, 2014 under Personal Finance | 6 Comments

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What’s your take on the philam life money tree? Is it a good investment?

Posted December 22, 2013 under Investing, Personal Finance | 14 Comments

Here’s what written in the brochure: Money Tree is a one-pay investment and life insurance plan that can earn more than bank deposits in the long-term. It maximizes your money’s growth potential by giving you the opportunity to invest in high-performing funds in the Philippines which is now the fastest growing economy in Asia and […]

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