Posts under Personal Finance

What’s your take on the philam life money tree? Is it a good investment?

Posted December 22, 2013 under Investing, Personal Finance | 3 Comments

Here’s what written in the brochure: Money Tree is a one-pay investment and life insurance plan that can earn more than bank deposits in the long-term. It maximizes your money’s growth potential by giving you the opportunity to invest in high-performing funds in the Philippines which is now the fastest growing economy in Asia and […]

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When should I sell my stocks (long term, using cost-averaging)?

Posted September 26, 2013 under Investing, Personal Finance | 2 Comments

I am currently investing in the stock market, and I do cost-averaging. I invest monthly in companies that have long-term growth potential (GEMSS companies). When should I sell my stocks? Should I sell them immediately after a set period of time frame, e.g. 5 years? Or should I hold onto them until I retire? I […]

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Question regarding closing account on credit card…

Posted June 1, 2013 under Banking, Loans, Debts & Credit Cards, Personal Finance | 3 Comments

I am not yet in a pastdue account in credit card because I still pay minimum amounts but I want to know if it is possible to close my account and have like a compromise agreement with the bank at this point? Will I am going to have a bad credit record with that? I […]

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What is the cheapest yet reliable Health Insurance provider for freelancers?

Posted May 21, 2013 under Freelancing, Personal Finance | 6 Comments

I have read your article “The Benefits of Having Health Insurance” and I wonder if you could recommend any provider. I am currently paying my Philhealth as self employed but I want to find out if there are other options. My google research led me to Kaiser Health Group, which I have not heard yet. […]

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What is the best life insurance company in the Philippines?

Posted February 13, 2013 under Personal Finance | 65 Comments

I finally have the budget to get a term life insurance and now in the process of looking for the top life insurance companies in the Philippines so I know where I can ask for a quotation. There are many of them out there, so I’d like to save some time and perhaps ask the […]

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Short Term Investment

Posted February 12, 2013 under Banking, Income Opportunities, Investing, Personal Finance, Productivity & Mindset | 1 Comment

If you have P1,000,000 in your savings account that you intend to use as downpayment for a residential lot in the next 6-10 months, what would you do with it? Leave it as it is or Look for Short term investment with higher return than the savings account? Lets assume that you can still save […]

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