Ask http://ask.fitzvillafuerte.com Crowdsourcing wisdom on business, investments and personal finance. Wed, 05 Mar 2014 20:05:23 +0000 en-US hourly 1 Is GENERALI PHILIPPINES a good insurance company to get an insurance? http://ask.fitzvillafuerte.com/is-generali-philippines-a-good-insurance-company-to-get-an-insurance/ http://ask.fitzvillafuerte.com/is-generali-philippines-a-good-insurance-company-to-get-an-insurance/#comments Sat, 01 Mar 2014 05:32:45 +0000 http://ask.fitzvillafuerte.com/?p=1233

Related Questions:

]]>

Related Questions:

]]>
http://ask.fitzvillafuerte.com/is-generali-philippines-a-good-insurance-company-to-get-an-insurance/feed/ 0
Is my SSS contribution enough as protection or do i still need to get an insurance?If yes, what’s the best for me? Im just earning 12k/month http://ask.fitzvillafuerte.com/is-my-sss-contribution-enough-as-protection-or-do-i-still-need-to-get-an-insuranceif-yes-whats-the-best-for-me-im-just-earning-12kmonth/ http://ask.fitzvillafuerte.com/is-my-sss-contribution-enough-as-protection-or-do-i-still-need-to-get-an-insuranceif-yes-whats-the-best-for-me-im-just-earning-12kmonth/#comments Sat, 01 Mar 2014 05:12:05 +0000 http://ask.fitzvillafuerte.com/?p=1232

Related Questions:

]]>

Related Questions:

]]>
http://ask.fitzvillafuerte.com/is-my-sss-contribution-enough-as-protection-or-do-i-still-need-to-get-an-insuranceif-yes-whats-the-best-for-me-im-just-earning-12kmonth/feed/ 5
How to open bank account in Philippines for OFW? http://ask.fitzvillafuerte.com/how-to-open-bank-account-in-philippines-for-ofw/ http://ask.fitzvillafuerte.com/how-to-open-bank-account-in-philippines-for-ofw/#comments Fri, 24 Jan 2014 17:45:13 +0000 http://ask.fitzvillafuerte.com/?p=1228

Related Questions:

]]>
Hi. I am a Filipino working in Australia and I want to open a bank account in the Philippines where I can deposit money directly. I will be working overseas for around two years more and there will be no time for me to go back in the country to open a savings account personally.

I don’t want to give money to my family for them to deposit to their bank account because this is for my personal retirement and I don’t want to to accidentally spend it.

Also, I invested in a business in the Philippines and my partner is now able to issue checks under my name as my dividends from the business. Since I don’t have a local bank account, they cannot deposit it anywhere, so I really need to know how I can open a simple savings account from a Philippine bank without me going home.

Is there a way to do this online? Thank you.

]]>
http://ask.fitzvillafuerte.com/how-to-open-bank-account-in-philippines-for-ofw/feed/ 0
Is Load Mo Sarili Mo and Load.com.ph still active? http://ask.fitzvillafuerte.com/is-load-mo-sarili-mo-and-load-com-ph-still-active/ http://ask.fitzvillafuerte.com/is-load-mo-sarili-mo-and-load-com-ph-still-active/#comments Sun, 22 Dec 2013 06:20:40 +0000 http://ask.fitzvillafuerte.com/?p=1220

Related Questions:

]]>
Hi, is Load mo Sarili AT ANG WWW.LOAD.COM.PH mo still active? fritz mahingi ang email add mo? salamat

]]>
http://ask.fitzvillafuerte.com/is-load-mo-sarili-mo-and-load-com-ph-still-active/feed/ 2
What’s your take on the philam life money tree? Is it a good investment? http://ask.fitzvillafuerte.com/whats-your-take-on-the-philam-life-money-tree-is-it-a-good-investment/ http://ask.fitzvillafuerte.com/whats-your-take-on-the-philam-life-money-tree-is-it-a-good-investment/#comments Sun, 22 Dec 2013 06:17:32 +0000 http://ask.fitzvillafuerte.com/?p=1218

Related Questions:

]]>
Here’s what written in the brochure:

Money Tree is a one-pay investment and life insurance plan that can earn more than bank deposits in the long-term.

It maximizes your money’s growth potential by giving you the opportunity to invest in high-performing funds in the Philippines which is now the fastest growing economy in Asia and projected to be the 6th out of the 196 countries in the world2.

Over the past ten years, Money Tree funds have earned 8% to 17%3 yearly. And unlike bank deposits, Money Tree offers guaranteed life protection equivalent to 125% of your investment to further secure your family’s future.

]]>
http://ask.fitzvillafuerte.com/whats-your-take-on-the-philam-life-money-tree-is-it-a-good-investment/feed/ 2
Good Business Ideas For 2014 http://ask.fitzvillafuerte.com/good-business-ideas-for-2014/ http://ask.fitzvillafuerte.com/good-business-ideas-for-2014/#comments Thu, 28 Nov 2013 10:56:38 +0000 http://ask.fitzvillafuerte.com/?p=1214

Related Questions:

]]>
Let’s brainstorm here. Ano bang magandang negosyo para sa 2014?

Please share your thoughts and I’ll compile them into a blog post.

When you share your business idea, please tell one or two reasons why you think it will be a good and profitable venture for 2014.

Personally, I believe there’s a huge market next year for mobile apps – so those within the tech startup community will have a definite advantage and large potential to make it big in 2014.

But what about traditional businesses… ano sa tingin niyo ang papatok na negosyo sa dadating na “Year of the Horse”?

]]>
http://ask.fitzvillafuerte.com/good-business-ideas-for-2014/feed/ 5
Is it right to put 200k of our son’s college savings all at the same time in FAMI Save and Learn Fix Bond? http://ask.fitzvillafuerte.com/is-it-right-to-put-200k-of-our-sons-college-savings-all-at-the-same-time-in-fami-save-and-learn-fix-bond/ http://ask.fitzvillafuerte.com/is-it-right-to-put-200k-of-our-sons-college-savings-all-at-the-same-time-in-fami-save-and-learn-fix-bond/#comments Sun, 27 Oct 2013 18:21:21 +0000 http://ask.fitzvillafuerte.com/?p=1208

Related Questions:

]]>
Is it right to put 200k of our son’s college savings all at the same time in FAMI Save and Learn Fix Bond? I saw that among UITF’s/MF’s bond fund, that one has the highest income. Am I missing something or is there hidden charges that is not reflected? Our son will be in college 4 years from now, so I choose Bond fund and bec I somehow read that per transaction (depends on what range of amt invested) is the way they charge the investor. That’s why I thought of 200k lumpsum.

I’m also planning to put 25k or 50k in BDO Bal Fund and fund it with 5k a month for 1-2 years. Got the courage to do this after reading your blog about this Fund. Some will be in Time/savings deposit. Also read that its good to put the savings in BPI account with insurance that is x4. Am planning to put 100k each for my husband and I. Can you please share your thought abt this plan of mine. My husband are both in our 50′s and he’s planning to resign fr work due to health reasons. That’s why I’m very eager to grow this 500k college savings of my son, to cover inflation and some of his would be-expenses in college. This is my first time to invest and planning also to enrol in COL and put some of our savings to grow. Will ask abt that next time.  Thank you so much in advance for your advice and God bless!

]]>
http://ask.fitzvillafuerte.com/is-it-right-to-put-200k-of-our-sons-college-savings-all-at-the-same-time-in-fami-save-and-learn-fix-bond/feed/ 1
Anong magandang ibenta sa Sulit? http://ask.fitzvillafuerte.com/anong-magandang-ibenta-sa-sulit/ http://ask.fitzvillafuerte.com/anong-magandang-ibenta-sa-sulit/#comments Wed, 25 Sep 2013 23:47:08 +0000 http://ask.fitzvillafuerte.com/?p=1192

Related Questions:

]]>
Gusto kong magkaroon ng extra income by selling sa classifieds ads like Sulit. Ano bang magandang ibenta?

My plan is mag-buy and sell lang. Probably second hand stuff. Okay ba ang cellphones sa Sulit? Or may iba pang website na okay magbenta?

Thank you.

]]>
http://ask.fitzvillafuerte.com/anong-magandang-ibenta-sa-sulit/feed/ 0
When should I sell my stocks (long term, using cost-averaging)? http://ask.fitzvillafuerte.com/when-should-i-sell-my-stocks-long-term-using-cost-averaging/ http://ask.fitzvillafuerte.com/when-should-i-sell-my-stocks-long-term-using-cost-averaging/#comments Wed, 25 Sep 2013 23:35:37 +0000 http://ask.fitzvillafuerte.com/?p=1189

Related Questions:

]]>
I am currently investing in the stock market, and I do cost-averaging.

I invest monthly in companies that have long-term growth potential (GEMSS companies). When should I sell my stocks?

Should I sell them immediately after a set period of time frame, e.g. 5 years? Or should I hold onto them until I retire?

I invest in the stock market for retirement.

I am confused as to what to do with my cost-averaged stocks after 5 years.

Should I sell them after 5 years, then reinvest in other GEMMS companies? Or should I hold onto them until I retire?

Note: still 30 years until I retire, but earlier would be better (say 20 years).

]]>
http://ask.fitzvillafuerte.com/when-should-i-sell-my-stocks-long-term-using-cost-averaging/feed/ 2
I have an illiterate neighbor whom almost out of basic needs wants to apply his pagibig fund. What will be the requirements? http://ask.fitzvillafuerte.com/i-have-an-illiterate-neighbor-whom-almost-out-of-basic-needs-wants-to-apply-his-pagibig-fund-what-will-be-the-requirements/ http://ask.fitzvillafuerte.com/i-have-an-illiterate-neighbor-whom-almost-out-of-basic-needs-wants-to-apply-his-pagibig-fund-what-will-be-the-requirements/#comments Mon, 16 Sep 2013 10:31:18 +0000 http://ask.fitzvillafuerte.com/?p=1184

Related Questions:

]]>
I have an illiterate neighbor whom almost out of basic needs wants to apply his pagibig fund. What will be the requirements?

Can I have a sample of Special power of Attorney?

]]>
http://ask.fitzvillafuerte.com/i-have-an-illiterate-neighbor-whom-almost-out-of-basic-needs-wants-to-apply-his-pagibig-fund-what-will-be-the-requirements/feed/ 1