I am not yet in a pastdue account in credit card because I still pay minimum amounts but I want to know if it is possible to close my account and have like a compromise agreement with the bank at this point? Will I am going to have a bad credit record with that? I […]
Tags: agreement, card, compromise, credit, eastwest, hsbc, record
I am currently buried in credit card debts and I’ve reached a point wherein my (and my husband’s) total monthly income is not enough to pay even the minimum amounts required. I read in some finance blog that if you’re having a hard time paying off your credit card, you can call your bank and […]
hello sir fitz good evening. unemployed po ako since october. before nang mayrun pa ako work on time po ako nag babayad sa hsbc nang minimun minsan pa nga po lampas minimun sa 26k na credit limit ko. bali po 4months po ako d nakabayad dahilan po na wala ako work. at nang march nag […]
Tags: credit, credit card, debt
hoping to get your advise soon… i have so many unpaid cc due to hospital bills, medicines & losing a permanent job of my husband (now has parttime job & sideline). i have a good credit standing before and because of this had a lot of preapproved cards. citibank is my 1st card, due to […]
Personally, I believe you only need two credit cards. One should have a high credit limit for emergencies, big-ticket item purchases and installment purchases. And the other one, with a low credit limit just enough to cover your monthly expenses. The high credit limit card, you only bring when necessary. While the low credit limit […]
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