Posts tagged ‘housing’

Choice between shortening the year of housing loan or reducing the monthly amortization in bank loan?

Posted September 11, 2013 under Loans, Debts & Credit Cards | 1 Comment

We have a 15yr housing loan, 30k/monthly amortization. we’re planning to pay extra 100k on its anniversary date. we’re asked to choose between shortening the year term or reducing the monthly amortization. what’s the best choice? thanks in advance! šŸ™‚

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Buying a Lot instead of a house and lot package

Posted April 27, 2012 under General Information | 2 Comments

is it better to buy a land lot than a “packaged” house and lot deal from real estate agents?? PLEASE weigh the pros and cons for me…thanks!!  


What should you consider when choosing housing loans?

Posted January 28, 2012 under Banking, Loans, Debts & Credit Cards | 2 Comments

If you’re planning to avail of a housing loan and scouting for banks to apply in, what are the questions you should ask the bank loan officer? What are the important things you need to know to effectively compare housing loan products from different banks?

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