What’s your take on the philam life money tree? Is it a good investment?

December 22, 2013 | By Fitz | Filed in: Investing, Personal Finance.

Here’s what written in the brochure:

Money Tree is a one-pay investment and life insurance plan that can earn more than bank deposits in the long-term.

It maximizes your money’s growth potential by giving you the opportunity to invest in high-performing funds in the Philippines which is now the fastest growing economy in Asia and projected to be the 6th out of the 196 countries in the world2.

Over the past ten years, Money Tree funds have earned 8% to 17%3 yearly. And unlike bank deposits, Money Tree offers guaranteed life protection equivalent to 125% of your investment to further secure your family’s future.




Tags: , ,

13 Responses to “What’s your take on the philam life money tree? Is it a good investment?”

  1. kirly says:

    I would like to try this plan when i go for vacation. Is it wise for me to enroll in this plan even its my first time investing?

  2. Pinoy Insuvest says:

    We can guide you in investing in Money Tree. Please refer to this link philamlifeinsurance.blogspot.com

  3. Gene says:

    I am a 29-yo expat who has been living in the mideast since I was 22. I am investing 40% of my savings in Money Tree for minimum of 5 years. I am looking to go back to Phils soon to settle down. Since I want to move my funds back to Phils, I want to keep it somewhere that would give it max returns for medium risk. My Philamlife agent Vans Guerrero advised me to put it in Money Tree.

    I am looking around the internet to find some reviews but I guess I will just have let you know how it goes for me.

  4. Carla says:

    Gene. Any update about your money tree status? Did it turn out well?

  5. Rosette says:

    So disappointed with this money tree plan with philam life. 7 years ago, i invested 500,000 payable for 5 years and went to check it today, sadly the amount that i could get is roughly 420,000 which means i lost 80,000 instead of gaining.

  6. cecille suarez says:

    same here , invested P50,000.00 after 7 years the principal reduced by 7,000.00:(

  7. Vill says:

    Same. invested 125k and everytime i check its going down. There’s monthly charges that is decreasing this investment with no gain at all. This is not a good investment. Please inform public not to invest on this.

  8. Anne says:

    Same. I invested 5 years ago. From 125k, its now only 201k

  9. Anne says:

    Correction: from 125k its now only 101k

  10. Vince says:

    This a no-no investment! I have invested my hard earned money for financial security reasons. What did I get from AIA? Nothing!!!!! I lost my investment. It’s a wrong decision to entrust AIA for this mutual fund investment. For that almost 8 years of investment if deposited in the bank, I would have secured my money and earned dividends. I was really frustrated that the money I earned from hard toiling went to the wrong hands.

  11. Vince says:

    This a no-no investment! I have invested my hard earned money for financial security reasons. What did I get from AIA? Nothing!!!!! I lost my investment. It’s a wrong decision to entrust AIA for this mutual fund investment. For that almost 8 years of investment if deposited in the bank, I would have secured my money and earned dividends. I was really frustrated that the money I earned from hard toiling went to the wrong hands.

  12. Tess says:

    All comments are really true. It was so disappointed and frustrated. I was expecting that at least it earned even minimal interest. But no income was earned, the same with other clients it was reduced to almost P7,000.00.. I invested twice with Philamlife but I didn’t get any positive results from my investment. I should have invested it in the bank instead. What I learned from this is that there is no assurance that your hard earned money will be your savings for the future.

  13. emerson buza says:

    BAD INVESTMENT. I LOST 100K PLUS ALREADY AO NOV2022.

Leave a Reply