I used to spend this on a new cellphone when I was still working before I learned about smart financial habits. After that, I began using it to pay my credit card debts and building my emergency fund.
How about you guys? Care to share some stories and insights?
Tags: bonus, Christmas, savings
4 Responses to “Where are you spending your 13th month pay and Christmas bonus?”
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ako.. Half for emergency fund half pambili ng stocks ng BDO and BPI hahahaha happy holidays
I will add it on my emergency fund ..
wow erdz, laki ng bonus ah… ako pupunta sa BPI para widrawhin… at ipanggagala…hehehe…
Most people if you observe are going to spend their bonuses and 13th month pay on a new gadget or appliances . If you go to the mall, there are lot of people who bought a new lcd tv,computer etc.And then as the saying goes comes January back to square one. Im guilty of this before , now im trying to hold myself by doing it again. Hell, its difficult, because theres always something new to buy., with a lot of perserverance I manage to save something out of my bonuses. Hope I can still keep it until next year..:)