Where are you spending your 13th month pay and Christmas bonus?

November 23, 2011 | By Fitz | Filed in: Personal Finance.

I used to spend this on a new cellphone when I was still working before I learned about smart financial habits. After that, I began using it to pay my credit card debts and building my emergency fund. 


How about you guys? Care to share some stories and insights?

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4 Responses to “Where are you spending your 13th month pay and Christmas bonus?”

  1. erds518 says:

    ako.. Half for emergency fund half pambili ng stocks ng BDO and BPI hahahaha happy holidays

  2. jm says:

    I will add it on my emergency fund ..

  3. patrick says:

    wow erdz, laki ng bonus ah… ako pupunta sa BPI para widrawhin… at ipanggagala…hehehe…

  4. jm says:

    Most people if you observe are going to spend their bonuses and 13th month pay on a new gadget or appliances . If you go to the mall, there are lot of people who bought a new lcd tv,computer etc.And then as the saying goes comes January back to square one. Im guilty of this before , now im trying to hold myself by doing it again. Hell, its difficult, because theres always something new to buy., with a lot of perserverance I manage to save something out of my bonuses. Hope I can still keep it until next year..:)

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