I’m a fresh graduate and will start my new work soon. Many say that one should invest as early as possible so I would like to do it as soon as I get my first salary. The question is, how should someone like me in my 20s invest? Answer: The most important lesson for young […]
The stock market is falling, and I’m afraid to invest because everything is going down. What’s the strategy when it’s a bear market? Should I avoid investing? Or should I buy now because prices are low? Answer: This is a superb question because there are a lot of misconceptions out there about true value investing […]
Tags: bear market, investing, stock market
Can you please advice me which is the best insurance company in terms of investments? Manulife? Sunlife or Philam? Thanks. Answer: Ask yourself first what your needs are. If you need life insurance, then go to a life insurance company, but if you need an investment, then go to an investment company (and not an […]
Tags: insurance, investments, VUL
I’m ready to invest. I have my emergency fund and a life insurance policy. Now, it’s time to invest and I know there are many investment options. I am particularly leaning toward UITFs. I’m a beginner, so are UITFs a good investment? Answer: Are UITF investments good or bad? Well, there’s no one best answer […]
GTC The CitisecOnline GTC orders are limit orders which are valid for seven (7) calendar days. For example, if the GTC order is entered on November 26, the order will be valid until December 2. If the Valid Until date is a non-trading day, it will no longer be valid on the next trading […]
Tags: stock market
Here’s what written in the brochure: Money Tree is a one-pay investment and life insurance plan that can earn more than bank deposits in the long-term. It maximizes your money’s growth potential by giving you the opportunity to invest in high-performing funds in the Philippines which is now the fastest growing economy in Asia and […]
Tags: insurance, money tree, philam
Is it right to put 200k of our son’s college savings all at the same time in FAMI Save and Learn Fix Bond? I saw that among UITF’s/MF’s bond fund, that one has the highest income. Am I missing something or is there hidden charges that is not reflected? Our son will be in college […]
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