AskWe have a 15yr housing loan, 30k/monthly amortization. we’re planning to pay extra 100k on its anniversary date. we’re asked to choose between shortening the year term or reducing the monthly amortization. what’s the best choice? thanks in advance! š
Posts under Loans, Debts & Credit Cards
Choice between shortening the year of housing loan or reducing the monthly amortization in bank loan?
Posted September 11, 2013 under Loans, Debts & Credit Cards | 1 CommentAbout collection agencies
Posted June 4, 2013 under Loans, Debts & Credit Cards | 2 CommentsI read that credit card companies sell your unsettled accounts to collection agencies, does that mean that i have to pay directly to them? or to the bank? thank you
Tags: collection agencies, credit card
Question regarding closing account on credit card…
Posted June 1, 2013 under Banking, Loans, Debts & Credit Cards, Personal Finance | 3 CommentsI am not yet in a pastdue account in credit card because I still pay minimum amounts but I want to know if it is possible to close my account and have like a compromise agreement with the bank at this point? Will I am going to have a bad credit record with that? I […]
Tags: agreement, card, compromise, credit, eastwest, hsbc, record
What bank do you suggest when it comes to property loan such as condo unit?
Posted December 7, 2012 under Loans, Debts & Credit Cards | 2 CommentsTags: condominium, loans, real estate
What better ideas to lessen my debts?
Posted July 27, 2012 under Loans, Debts & Credit Cards, Personal Finance | 2 CommentsI have a 25K credit in a bank. Due to my emergency CS. I have already budgeted both our income and all is accounted for, meaning, we have no extra to pay for that debt. However, everytime i get extra income, i see to it that i pay it to lessen the principal amount. But […]
Tags: credit card, debts
Do credit card banks in the Philippines offer “Hardship Programs”?
Posted June 18, 2012 under Loans, Debts & Credit Cards | 4 CommentsI am currently buried in credit card debts and I’ve reached a point wherein my (and my husband’s) total monthly income is not enough to pay even the minimum amounts required. I read in some finance blog that if you’re having a hard time paying off your credit card, you can call your bank and […]