Posts tagged ‘cards’

Do credit card banks in the Philippines offer “Hardship Programs”?

Posted June 18, 2012 under Loans, Debts & Credit Cards | 4 Comments

I am currently buried in credit card debts and I’ve reached a point wherein my (and my husband’s) total monthly income is not enough to pay even the minimum amounts required.  I read in some finance blog that if you’re having a hard time paying off your credit card, you can call your bank and […]

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How many credit cards should you have?

Posted November 8, 2011 under Loans, Debts & Credit Cards | 5 Comments

Personally, I believe you only need two credit cards. One should have a high credit limit for emergencies, big-ticket item purchases and installment purchases. And the other one, with a low credit limit just enough to cover your monthly expenses. The high credit limit card, you only bring when necessary. While the low credit limit […]

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