Posts tagged ‘credit’

Question regarding closing account on credit card…

Posted June 1, 2013 under Banking, Loans, Debts & Credit Cards, Personal Finance | 3 Comments

I am not yet in a pastdue account in credit card because I still pay minimum amounts but I want to know if it is possible to close my account and have like a compromise agreement with the bank at this point? Will I am going to have a bad credit record with that? I […]

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Do credit card banks in the Philippines offer “Hardship Programs”?

Posted June 18, 2012 under Loans, Debts & Credit Cards | 4 Comments

I am currently buried in credit card debts and I’ve reached a point wherein my (and my husband’s) total monthly income is not enough to pay even the minimum amounts required.  I read in some finance blog that if you’re having a hard time paying off your credit card, you can call your bank and […]

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makukulong po ba ako?

Posted June 9, 2012 under Loans, Debts & Credit Cards | 1 Comment

hello sir fitz good evening. unemployed po ako since october. before nang mayrun pa ako work on time po ako nag babayad sa hsbc nang minimun minsan pa nga po lampas minimun sa 26k na credit limit ko. bali po 4months po ako d nakabayad dahilan po na wala ako work. at nang march nag […]

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Can someone orient me in HSBC credit card… What are the initial requirement and how much is the initial Credit limit of it?

Posted January 25, 2012 under Banking | 2 Comments

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Question on Pre-Approved Credit Card

Posted January 19, 2012 under Loans, Debts & Credit Cards | 1 Comment

hi! my husband got a pre-approved credit card last november 2010 and he activated the card last december 2011. however he already received a statement for the annual fee early this month. is this legal?

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after summon what’s next

Posted November 25, 2011 under Loans, Debts & Credit Cards | 1 Comment

hoping to get your advise soon… i have so many unpaid cc due to hospital bills, medicines & losing a permanent job of my husband (now has parttime job & sideline). i have a good credit standing before and because of this had a lot of preapproved cards.  citibank is my 1st card, due to […]

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How many credit cards should you have?

Posted November 8, 2011 under Loans, Debts & Credit Cards | 5 Comments

Personally, I believe you only need two credit cards. One should have a high credit limit for emergencies, big-ticket item purchases and installment purchases. And the other one, with a low credit limit just enough to cover your monthly expenses. The high credit limit card, you only bring when necessary. While the low credit limit […]

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