Looking for the best Education Plan

March 13, 2013 | By Fitz | Filed in: General Information.

2 decades I would have settled on CAP. But now most, if not all pre-need firms seem to be… well, out.

Can anyone suggest the best company to get an education plan from?

I’m looking for a plan that can pay in full for my child’s college, even if it’s in Ateneo or La Salle (Main). And in case I settle on a school like Mapua or San Beda, will fully cover those as well. Ideally, 100% coverage. As in all I’ll have to worry about is the allowance. If not possible, then the most coverage that is possible.

Also since my child is only about to be born, the one that allows the longest or easiest payment terms.

Thanks in advance!




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One Response to “Looking for the best Education Plan”

  1. Ron Bryan Sun Magsalin says:
    April 24, 2013 at 4:18 pm

    I don’t think companies now will cover 100% of school tuition fees since they don’t have control over the increase in tuition fees. They only have an estimate of what the tuition fee will be. Try to look into different types of investments like UITF, mutual funds, or variable insurance.

    Life insurance companies also offer educational plans but the value is not guaranteed. they only have an estimate since your premium will be invested and investments are not guaranteed. So depending on your needs and risk appetite, you can choose from low- risk low-income, balanced funds, or high-risk high-income.

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