Posts tagged ‘savings’

How can I save more money?

Posted May 22, 2016 under Personal Finance | No Comments

I want to save more money. I’m already doing the pay yourself first strategy, and trying to spend less eating out and bringing meals to work that I cooked at home. But I’m looking for more ways. Answer: First, don’t look at it as deprivation. Instead, look for all the amazing things you can do […]

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Any alternatives from time-deposit savings which is trending down nowadays?

Posted April 28, 2013 under Banking, Investing | 2 Comments

I just tried my first time-deposit savings at the start of this year knowing it will grow even how small the interest rate is. However, the interest rates for peso savings is going down. Are there any alternatives where to save the money and earn a little bit higher interests?

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How much do I need to start having an investment?

Posted January 24, 2013 under Investing, Personal Finance | 4 Comments

Hi, I’m just starting to save money from my salary this 2013, I predict that if I save 25% of my salary per month which amounts to 9,989, I can save 119,875 in a year plus the bonuses, 13th month and slvl conversion then it would reach up to 200,000. Do you think that I […]

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How to transfer fund from one bank to another?

Posted March 27, 2012 under Banking | 39 Comments

I have multiple accounts from different banks. I would like to know how i can transfer fund from one bank to another (ex. Bpi to BDO). Does this fall under wire transfer? Is there any corresponding charges? If yes, how much. Im trying to do an envelope system using my savings accounts. — Answer: It […]

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Where are you spending your 13th month pay and Christmas bonus?

Posted November 23, 2011 under Personal Finance | 4 Comments

I used to spend this on a new cellphone when I was still working before I learned about smart financial habits. After that, I began using it to pay my credit card debts and building my emergency fund.    How about you guys? Care to share some stories and insights?

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How much money do you need to save before you have a child?

Posted November 13, 2011 under Personal Finance | 2 Comments

Me and my wife have been married for almost a year now and is thinking of having a child. But we don’t want to be financially burdened once my wife gets pregnant and we have a child. So how much money do you think is safe to have in the bank before we decide to […]

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